In an article on Mashable, Bill Zielke cites Â thatÂ online use of credit cards continues to decline, representing a sustained and ongoing change in consumer behavior.
When you are online and shopping, whether it be on your PC, notebook, or your smart phone, the physical credit card is just an inconvenience to pull out and type in the information from your credit card. Many consumers Â also have the fear of posting credit card information online, for fear that it will be misused in a fraudulent way. There are online services (Paypal and Google Checkout for example) that make online transactions much more convenient and add a layer of security in that your credit card information isn’t necessarily shared with the online retailer or service.
What do you think? How do you pay when making online transactions?
- Why Credit Cards Are Not the Future of Online Payment (mashable.com)
- 5 Dumb Things to Do With Your Credit Card (applyforacreditcard.com)